I purchased Insolence by Rimmel London a week ago, and have worn it twice. It is so beautiful! It is an off-white, cream color shimmer; I think it’s a foil finish, but not sure. I can’t stop staring at my nails when this is on! This is semi-sheer; I have four coats on to make it more opaque but it still shows a visible nail line. Sadly, it doesn’t last more than 2 days without chipping.